Get Out of Debt

Bankruptcy allows you legally and ethically resolve your debt and get a financial fresh start. 

Stop Harassing Calls

Stop unwanted collection calls and harassment from debt collectors.

Protect Your Assets

In most cases we can protect your home, car, and other assets.

Utah Chapter 7 Bankruptcy Attorneys

Utah Chapter 7 bankruptcy is the most comment, quickest and least expensive form of bankruptcy. Chapter 7 bankruptcy is sometimes call a liquidation or “straight” bankruptcy. That’s because the debtor’s property is divided into exempt and non-exempt property. All exempt assets will be retained by the debtor. The trustee potentially sells or liquidates any non-exempt assets and pays the proceeds to the debtor’s creditors. The debtor’s remaining unpaid debts are then discharged, with only a few exceptions. In essence, a chapter 7 bankruptcy is an exchange of non-exempt property for a discharge of your debt.

Exempt assets differ by jurisdiction. A qualified bankruptcy chapter 7 attorney with our firm can help you determine if you have any non-exempt assets. More importantly, our Utah chapter 7 bankruptcy lawyers can give you the chapter 7 bankruptcy help you need to keep your assets.

How do I know if I should get Chapter 7 Bankruptcy Help?

If you are experiencing any of the following, you should get a Chapter 7 bankruptcy evaluation from one of our experienced attorneys:

  • The loss of a job.
    You’ve fallen behind on some of your credit card payments.
  • You’ve had unexpected medical debt that you can’t afford.
  • Your credit card companies increased your minimum monthly payment and you can’t afford it.
  • You’ve had to borrow money from “pay day” loan companies.
  • You’ve reached or exceeded the limit on some of your credit cards.
  • You’ve had to juggle credit card payments by using some credit cards to pay off other credit cards.
  • You have trouble sleeping at night because you stress about making ends meet.
  • You need money to pay your creditors so you’re thinking about borrowing from your 401-k retirement account or worse, taking out a home equity loan!
  • You are having marital problems because you and your spouse argue about finances.

If any of the situations listed above sound familiar, it is time for you to consult with an experienced Utah Ch 7 bankruptcy attorney who can give you sound advice about whether you should file bankruptcy Chapter 7 or whether Chapter 13 might be better for you. Filing bankruptcy 7 may finally give you the relief that you need to once again enjoy life.

Schedule a Free Utah Bankruptcy Evaluation to see just how affordable we make the cost to file bankruptcy.

Schedule Consultation

$0 Down Bankruptcy Now

Are you being garnished, about to be garnished, or have another emergency and need to file immediately, but don’t have the upfront attorney’s fees to file? 

Get your case filed fast for $0 Down*. 

That’s Right! With our No Upfront Bankruptcy, you can get your case filed and then we’ll setup affordable monthly payments to complete your case, so you can pay the attorney fees over time. 

Finally, an affordable way to file bankruptcy!

Utah Bankruptcy FAQs

Bankruptcy protects debtors from collections, garnishment, repossession, foreclosure, eviction, lawsuits, and collection calls. If you are dealing with any of these issues, then bankruptcy may be appropriate for you. If you are dealing with any of the following, bankruptcy may be appropriate:

  • Unable to make payments to creditors when the payment is due
  • You borrow money to pay debts
  • You have or are considering payday loans
  • You have lost your job
  • You have medical bills that you can’t pay

There are four different chapters of bankruptcy that a person can file: Chapters 7, 11, 12, or 13. The two most common chapters for individuals or couples are Chapter 7 or Chapter 13.

UTAH CHAPTER 7 BANKRUPTCY

Utah Chapter 7 is frequently called a liquidation. Your property is designated either “exempt” property, which is protected, or non-exempt, which is unprotected. Any unprotected property may be sold or liquidated (hence the term liquidation) on behalf of your creditors. Most people that file for chapter 7 don’t lose any property. Find out how our experienced bankruptcy attorney can help you protect your property in bankruptcy. Schedule your free Utah bankruptcy consultation today! Our Tooele Bankruptcy Attorney will help you understand your situation and guide you through the entire process.

UTAH CHAPTER 13 BANKRUPTCY

Utah Chapter 13 is a debt consolidation and repayment plan based on your disposable income. Your disposable income is determined by calculating your monthly income and subtracting your monthly necessary expenses. The repayment plan will normally last between 36 and 60 months. Chapter 13 has additional tools to restructure or rehabilitate secured debts like your mortgage, if you are past due, recover a repossessed auto, restructure interest rates, and in some cases reduce the principal balance.

To find out which chapter of bankruptcy is right for your situation, schedule a free consultation today!

Weekes Law bankruptcy attorneys serve all of the State of Utah. Utah is divided into four regions for creditor meetings: Ogden (Northern), Salt Lake City (Central), Provo (South Central), and St. George (Southern). Our bankruptcy attorneys regularly appear in and are familiar with the trustees in each district. The district is determined by the home address provided to the Bankruptcy Court at the time the bankruptcy case is filed.

OGDEN – The Ogden region covers Weber, Morgan, Box Elder, Rich, Cache, and parts of Davis Counties. So residents from Logan to Layton will all be assigned to Ogden. Sometimes residents of Bountiful will be assigned to Ogden and other times we’ve seen them assigned to Salt Lake. When the meetings are conducted in person, the meetings are held at the James V. Hansen Federal Building.

SALT LAKE CITY – The Salt Lake City region includes Salt Lake, Tooele, Summit and sometimes some residents in Davis Counties. When the meetings are conducted in person, the meetings are held at the office building located at 405 South Main Street, Suite 250 in Salt Lake City. This is NOT the Bankruptcy Court that is across and up the street a half a block.

PROVO– The Provo region includes Utah, Wasatch (Heber), Duchesne, Uintah, Juab, Sanpete, Carbon, Millard, Sevier, Emery, Grand and San Juan Counties. When the meetings are conducted in person, the meetings are held at the Provo Library.

ST. GEORGE – The Saint George region includes Beaver, Piute, Wayne, Iron, Garfield, Kane, and Washington Counties. When the meetings are conducted in person, the meetings are held at the Justice Court building at 87 North 200 East.

We frequent get asked whether bankruptcy is dishonest or unethical. In our experience the overwhelming majority of people who file bankrutpcy are honest, hard-working and upstanding people. Most people file bankruptcy as a result of unexpected medical bills, the loss of a job, divorce, or some other unexpected and frequently uncontrollable event. The framers of the United States Constitution specifically provided for a uniform system of bankruptcy to deal with this issue. Bankruptcy is both honest and ethical. To read more about why Bankruptcy was part of our Federal Constitution, read our blog article Does Filing For Bankruptcy Mean You’re Dishonest or Unethical?

Yes! We have litigated and won in Bankruptcy Court against our competition and the United States Trustee to allow us to offer flexible payment plans to our clients. We understand that most people needing to file for bankruptcy don’t have the money to pay the amount of money that is typically charged upfront. 

No other firm can make that claim. 

For a limited time…you can file fast with a low down or even $200 Down Bankruptcy! We setup easy monthly payments after the case is filed. Get started today!

Understanding  Like Family

I understand that financial difficulties often stem from life situations that are beyond your control. I understand what it is like to comb through thrift stores for gently used shoes for herself and family members. I understands how it feels to look to family members for financial help, so your kids can play sports or other activities. Because I understand the difficult financial position, I offer payment plans to help make bankruptcy feasible. Each of my clients feels like family, and I treat each one they are family.

Weekes Law’s Advantage

Cheap Upfront Option

We have fought and won in court to allow us to offer low upfront & flexible payment options to our clients. No other firm has that determination and track record.

Trusted Experience

We have filed thousands of cases ensuring that we know how to successfully handle any issue that may arise in your case. Get the experience you need.

Flexible Payment Options

We understand that most people can’t pay lump sum. We offer flexible payment option to ensure you can afford to get bankruptcy relief.

Convenient Process

We have developed a convenient and efficient online process to handle cases. We simplified gathering your information by downloading your creditors from your credit report.

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