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$0 Down Bankruptcy Utah
Are you struggling with garnishments, creditor harassment, pending repossession or foreclosure and need immediate help? We can help you get immediate relief. We understand that most people who need to file bankruptcy don’t have the money to pay the attorney fees and court costs upfront. That’s why we offer our $0 Down Bankruptcy program. We understand that if you’re considering filing bankruptcy, you don’t have the ability to pay the attorney and court fees upfront.
$0 Down Bankruptcy Program
Our competition doesn’t like our No Upfront bankruptcy program. We believe that honest, hard-working people deserve to have a viable way to file bankruptcy and get the protection that the US Constitution contemplates. That’s why we fought against our competition and the United State Trustee to allow us to offer low down bankruptcy and flexible payment plans to our clients. We spent two years fighting in court for the right to offer $0 Down Bankruptcy and affordable payment plans that don’t require you to pay all the costs and fees upfront.
How Does the Program Work?
If you qualify, and many people do, we will file an emergency chapter 7 bankruptcy case with no upfront attorney fees. You pay only the court filing fee and take the credit counseling course upfront. After the bankruptcy case has been filed–when creditors are required to stop collections, garnishments, and repossessions–we will set up flexible and affordable periodic payments to finish the bankruptcy case and pay the remaining attorney fees. We will work with you to find the right payment schedule–monthly, bi-weekly, or weekly.
Requirements For $0 Down Bankruptcy Program
To qualify for the $0 Down Promotional bankruptcy program you must meet the following criteria:
- You must be gainfully employed.
- You must pay the court filing fee upfront or within 5 days of your case being filed.
- You must make your first installment payment to us within 21 days of your case being filed.
- Your attorney fees must be paid within 12 months of your case being filed.
$0 Down Bankruptcy
Program designed to get you the help you need, when you need it.
- Stops Garnishment & Creditor Harassment
- Fresh Start financially
- File bankruptcy now, pay later
- Affordable Payments to Complete case
- File Case Fast (same day possible)
- Applies To Chapter 7 cases
- Free Consultation
- Discharge Your debts
Struggling with debt?
Get help today and stop creditor harassment.
File Fast
File fast with $0 down bankruptcy Utah. Affordable payment plans that work with nearly every budget
Free Consultation
Free consultation with an experienced Utah bankruptcy attorney.
Online Process
Simple and Convenient online process to engage, gather documents, review and get case filed without an office visit.
Bankruptcy Expert
We have successfully handled thousands bankruptcy cases. You can rest assured that your case will be handled with care.
Which Chapter of Bankruptcy is Right for You?
Utah Chapter 7 Bankruptcy
Utah Chapter 7 is bankruptcy is for people who have lower income and less property. It is frequently called a liquidation. Your property is designated either “exempt” property, which is protected, or non-exempt, which is unprotected. Any unprotected property may be sold or liquidated (hence the term liquidation) on behalf of your creditors. Most people that file for chapter 7 don’t lose any property. Find out how our experienced bankruptcy attorney can help you protect your property in bankruptcy.Utah Chapter 13 Bankruptcy
Utah Chapter 13 is a debt consolidation and repayment plan based on your disposable income. Your disposable income is determined by calculating your monthly income and subtracting your monthly necessary expenses. The repayment plan will normally last between 36 and 60 months. Chapter 13 has additional tools to restructure or rehabilitate secured debts like your mortgage, if you are past due, recover a repossessed auto, restructure interest rates, and in some cases reduce the principal balance.
Find Out Which Chapter You Qualify for with a free Utah bankruptcy consultation today!
Who Should FilE Bankruptcy
Bankruptcy protects debtors from collections, garnishment, repossession, foreclosure, eviction, lawsuits, and collection calls. If you are dealing with any of these issues, then bankruptcy may be appropriate for you. If you are dealing with any of the following, bankruptcy may be appropriate:
- Unable to make payments to creditors when the payment is due
- You borrow money to pay debts
- You have or are considering payday loans
- You have lost your job
- You have medical bills that you can’t pay
Areas We Serve
Weekes Law bankruptcy attorneys serve all of the State of Utah.Utah is divided into four regions for creditor meetings: Ogden (Northern), Salt Lake City (Central), Provo (South Central), and St. George (Southern). Our bankruptcy attorneys regularly appear in and are familiar with the trustees in each district. The district is determined by the home address provided to the Bankruptcy Court at the time the bankruptcy case is filed.
OGDEN – The Ogden region covers Weber, Morgan, Box Elder, Rich, Cache, and parts of Davis Counties. So residents from Logan to Layton will all be assigned to Ogden. Sometimes residents of Bountiful will be assigned to Ogden and other times we’ve seen them assigned to Salt Lake. When the meetings are conducted in person, the meetings are held at the James V. Hansen Federal Building.
SALT LAKE CITY – The Salt Lake City region includes Salt Lake, Tooele, Summit and sometimes some residents in Davis Counties. When the meetings are conducted in person, the meetings are held at the office building located at 405 South Main Street, Suite 250 in Salt Lake City. This is NOT the Bankruptcy Court that is across and up the street a half a block.
PROVO– The Provo region includes Utah, Wasatch (Heber), Duchesne, Uintah, Juab, Sanpete, Carbon, Millard, Sevier, Emery, Grand and San Juan Counties. When the meetings are conducted in person, the meetings are held at the Provo Library.
ST. GEORGE – The Saint George region includes Beaver, Piute, Wayne, Iron, Garfield, Kane, and Washington Counties. When the meetings are conducted in person, the meetings are held at the Justice Court building at 87 North 200 East.
Client reviews
Client reviews in their own words.
Tre G.
Bankruptcy Client
I want to thank you for assisting me through this difficult times of going through bankruptcy. I was at the hearing today. Mr. Weekes was there for me. I was scared, but he re-assured me. It went on smoothly. There was a time I became emotional, and started to sob quietly, and looked sad. I want to thank you again kindly.
Stephanie M.
Bankruptcy Client
[Russell Weekes] helped me through my bankruptcy I was so nervous about my situation they were so great in answering all my questions. I recommend them to anyone they are fast and a professional team who care about there clients and what they are going through.
J.C.
Client
Russell and his team made my situation nothing short of amazing for the situation I was in. All of my questions were always answered and I never was made to feel as if I was dumb to have gotten in the financial situation that I did. I have already referred a friend and would refer any family and friends to him and his team.
Dan D.
Client
I had a great experience. The people were friendly and helpful. They went above and beyond to help me.
Tommy B.
Client
Great service. I appreciate their kindness and making me feel at ease.
R J
Client
I highly recommend [Russell Weekes]. Filing Bankruptcy isn’t fun for anyone, and these guys were there for me every step of the way. I always got quick responses, they answered every question and put me at ease. I am extremely happy I chose them!
Tim F.
Bankruptcy Client
Everybody should go to [Weekes Law] should they have any bankruptcy matters at hand. They’re 100% legit, intelligent and friendly. They will do whatever it takes to see that your case is successfully discharged! They stay on top of it 100% of the way even if you get too caught up with life’s hurdles, they’re behind the scenes still steady at work for YOU!! (Their 1st priority). I fully recommend and support {Ascent] Law!!!
Aaron F.
Bankruptcy Client
I’m filing for bankruptcy right now and they have been great so far answering my questions and everything.
M J
Client
[Weekes] Law helped me out during a tough time. They took care of everything and were super friendly.
Aaron M.
Bankruptcy Client
If you’ve gotta go through the mess of financial bankruptcy, these guys are the best. My attorney as well as all of the paralegals and staff made going through hell much easier than I could have ever asked. Any questions I had they responded to immediately. They were always timely and gave me great legal advise. They aren’t the cheapest option, but the payment plans provided were unbeatable.
Justin T.
Client
Great service. They answered all of my questions and made me free comfortable. The staff and attorneys are knowledgeable.
Annon Y.
Bankruptcy Client
I am extremely happy with [Weekes] Law. First, no one ever wants to be in a position to have to file for bankruptcy, but if you do, you need someone who knows what they are doing, and will keep you informed. I was very nervous that I wouldn’t pick the right lawyer, or we would end up with someone who just wanted to get paid, and left us hanging. Our lawyer has been AMAZING. He is always fast to respond to any of my questions, and is very good at making sure you understand what is happening, and that you are comfortable with the process.
A Satisfied Client
My experience was unlike all of the stories one hears of attorneys. [Russell] and his team were absolutely spot on with their communication, follow-up, understanding and ultimately the results. They were aware of my budget and worked hard to keep me there.
I am truly appreciative of there complete caring and handling of my situation.
Adam J.
Weekes Law was professional, helpful, and easy to work with. They kept us informed on what was going on and helped us to make sure we understood what was being done and what was expected of us. We were glad we chose them!
R J
Client
I highly recommend [Russell Weekes]. Filing Bankruptcy isn’t fun for anyone, and these guys were there for me every step of the way. I always got quick responses, they answered every question and put me at ease. I am extremely happy I chose them!
The Perrys
Clients
Wonderful Attorney in [Russell Weekes]. Just what we were looking for in a Family Trust. Very knowledgeable, trustworthy, dependable, smart and kind. Recommend him or this law firm to everyone.
Jeffery L.
Family Law Client
I want to take a moment and tell you about [Weekes Law] – I will try to keep it short. I have learned that when you have to choose an attorney to fight for you and your child’s life in court, you should review the prior successes of the attorney. But honestly, not only did I need an aggressive pit-bull type of attorney, I also needed an attorney with a kind heart, someone that could handle an over-aggressive ex and also be caring to me. Weekes Law has a caring family law attorney and also an aggressive advocate in court. I highly recommend [Weekes Law] and all of their professional staff (I’ve spoken with all of them over this child custody dispute and divorce mess). When it’s your turn to have to fight in West Jordan or Salt Lake (I’ve been in both courts) you better make sure [Weekes Law] is on your side. If he’s on the other side – look out!
Elise J.
Criminal Law Client
My experience with [Weekes Law] was the most painless of all the many horrible things that a DUI charge will bring with it. The reason I say it was painless was because he knows exactly what he is doing. You know once you talk to him that this isn’t his first rodeo. [My attorney] has confidence in what he is doing witch really helped me during this hard time. This was not the case with other lawyers that I talked to. They told me things that I wanted to hear to try to sell me. That just made my situation worse and lengthened the process and cost. I had some priors so this wasn’t a simple case, but after hiring Mr. Rush he got everything worked out and he found flaws in the prosecution’s case against me. He found their mistakes and their missing information which made all the difference. Other lawyers don’t even read the reports but [My attorney] knew all the details. So, if you have criminal case, I give you my testimonial that he is professional, ethical, smart, and has a good team working with him and you never find yourself trying to track him down for stuff. I can’t tell you how happy I am. Thanks!!!”
Kermit R.
Client
I like these guys, they worked as a team to get my lawsuit resolved. As far as my divorce and child custody case, they know their stuff. I really wanted to settle quickly. It wasn’t as fast as I wanted, but it got done and I am so much happier for it.
We make filing bankruptcy
As Easy As 1.2.3
Take advantage of our years of experience and thousands of successful bankruptcy cases.
01
Choose Your Payment
We are so committed to making it as flexible as possible, we let you chose a low cost upfront payment. Our goal is to making filing bankruptcy as simple, affordable, and convenient as possible. That’s why we’ve spent so much time finding ways to make it easier for you.
02
Provide Documents
In order to file your case, we need the essential documents & information. We tell you this information in advance, so you can have everything in order to file quickly.
- Copy of your driver’s license for each party filing.
- Copy of your social security card (or original W-2) for each party filing.
- The last 7 months of all pay for each party filing.
- Copies of your state and federal tax returns for the 2 most recent years filed.
- Completion of our Questionnaire.
- Completion of the credit counseling course (you will receive instructions in a subsequent email)
03
Stop Creditors
As soon as your case is file the bankruptcy automatic stay immediately becomes effective stopping garnishments, creditor harassment, repossession, foreclosure, eviction and other creditor collections.
Utah Bankruptcy FAQs
Bankruptcy protects debtors from collections, garnishment, repossession, foreclosure, eviction, lawsuits, and collection calls. If you are dealing with any of these issues, then bankruptcy may be appropriate for you. If you are dealing with any of the following, bankruptcy may be appropriate:
- Unable to make payments to creditors when the payment is due
- You borrow money to pay debts
- You have or are considering payday loans
- You have lost your job
- You have medical bills that you can’t pay
There are four different chapters of bankruptcy that a person can file: Chapters 7, 11, 12, or 13. The two most common chapters for individuals or couples are Chapter 7 or Chapter 13.
UTAH CHAPTER 7 BANKRUPTCY
Utah Chapter 7 is frequently called a liquidation. Your property is designated either “exempt” property, which is protected, or non-exempt, which is unprotected. Any unprotected property may be sold or liquidated (hence the term liquidation) on behalf of your creditors. Most people that file for chapter 7 don’t lose any property. Find out how our experienced bankruptcy attorney can help you protect your property in bankruptcy. Schedule your free Utah bankruptcy consultation today! Our Tooele Bankruptcy Attorney will help you understand your situation and guide you through the entire process.
UTAH CHAPTER 13 BANKRUPTCY
Utah Chapter 13 is a debt consolidation and repayment plan based on your disposable income. Your disposable income is determined by calculating your monthly income and subtracting your monthly necessary expenses. The repayment plan will normally last between 36 and 60 months. Chapter 13 has additional tools to restructure or rehabilitate secured debts like your mortgage, if you are past due, recover a repossessed auto, restructure interest rates, and in some cases reduce the principal balance.
To find out which chapter of bankruptcy is right for your situation, schedule a free consultation today!
Weekes Law bankruptcy attorneys serve all of the State of Utah. Utah is divided into four regions for creditor meetings: Ogden (Northern), Salt Lake City (Central), Provo (South Central), and St. George (Southern). Our bankruptcy attorneys regularly appear in and are familiar with the trustees in each district. The district is determined by the home address provided to the Bankruptcy Court at the time the bankruptcy case is filed.
OGDEN – The Ogden region covers Weber, Morgan, Box Elder, Rich, Cache, and parts of Davis Counties. So residents from Logan to Layton will all be assigned to Ogden. Sometimes residents of Bountiful will be assigned to Ogden and other times we’ve seen them assigned to Salt Lake. When the meetings are conducted in person, the meetings are held at the James V. Hansen Federal Building.
SALT LAKE CITY – The Salt Lake City region includes Salt Lake, Tooele, Summit and sometimes some residents in Davis Counties. When the meetings are conducted in person, the meetings are held at the office building located at 405 South Main Street, Suite 250 in Salt Lake City. This is NOT the Bankruptcy Court that is across and up the street a half a block.
PROVO– The Provo region includes Utah, Wasatch (Heber), Duchesne, Uintah, Juab, Sanpete, Carbon, Millard, Sevier, Emery, Grand and San Juan Counties. When the meetings are conducted in person, the meetings are held at the Provo Library.
ST. GEORGE – The Saint George region includes Beaver, Piute, Wayne, Iron, Garfield, Kane, and Washington Counties. When the meetings are conducted in person, the meetings are held at the Justice Court building at 87 North 200 East.
We frequent get asked whether bankruptcy is dishonest or unethical. In our experience the overwhelming majority of people who file bankrutpcy are honest, hard-working and upstanding people. Most people file bankruptcy as a result of unexpected medical bills, the loss of a job, divorce, or some other unexpected and frequently uncontrollable event. The framers of the United States Constitution specifically provided for a uniform system of bankruptcy to deal with this issue. Bankruptcy is both honest and ethical. To read more about why Bankruptcy was part of our Federal Constitution, read our blog article Does Filing For Bankruptcy Mean You’re Dishonest or Unethical?
Yes! We have litigated and won in Bankruptcy Court against our competition and the United States Trustee to allow us to offer flexible payment plans to our clients. We understand that most people needing to file for bankruptcy don’t have the money to pay the amount of money that is typically charged upfront.
No other firm can make that claim.
For a limited time…you can file fast with a low down or even $200 Down Bankruptcy! We setup easy monthly payments after the case is filed. Get started today!
